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        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households
        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households

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        From Pawn Shops to Banks: The Impact of Formal Credit on Informal Households

        ABSTRACT

        This paper examines the effects of expanding access to credit on the decisions and welfare of households. It focuses on the entry of Banco Azteca, the first bank in Mexico targeting households from the informal sector. Panel data suggest that informal households in municipalities with Banco Azteca branches experienced several changes in their saving, credit and consumption patterns. In order to estimate the impact of Azteca's entry, the paper develops a dynamic model of household choices in which the bank is endogenously selecting the municipalities for branch openings. The analysis finds that in municipalities in which the bank entered, households were better able to smooth their consumption and accu ....read more

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        • TypeReport, Research Paper
        • PriceFree
        • FormatPDF
        • Size369 KB
        • LanguageEnglish
        • Stacks0
        • Postedabout 4 years ago
        • Authored-
        • Added byHashdoc Content Review
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